Business Life Planner · ReadyLife

Break-Even Analysis

How many do I have to sell before I stop losing money?

1. Fixed Costs (Per Month)

Fixed costs are the bills that show up whether you sell one thing or one hundred: rent, insurance, a base payroll, loan payments. Add every one you can think of.

Fixed costs, item and monthly amount
ItemMonthly AmountRemove
Total Fixed Costs $0.00

2. Price and Variable Cost Per Unit

A "unit" is whatever you sell one of: a product, an hour of service, a room night. Variable cost is what it costs you to deliver just one more of it, materials, packaging, a commission, not your rent.

Your Break-Even Point

Contribution margin per unit (price minus variable cost) $0.00
Contribution margin percent 0%
Units you must sell to break even, each month 0
Revenue at break-even $0.00
Add your numbers above The verdict fills in once price and variable cost are entered.

Sales Level vs. Profit

This shows what happens to your profit or loss as units sold go up. The line crosses zero right at your break-even point.

Chart of units sold versus profit or loss
Sales level versus profit table
Units SoldRevenueTotal CostProfit or Loss

Lender-Ready Summary

Fill in the numbers above and this paragraph will write itself, ready to paste into a loan request or business plan.