3-Year Cash Flow Projection

A lender wants to know the business can keep actual cash on hand across several years, not just look profitable on paper. This form tracks real cash coming in and going out each year, so a lender can see the longer trend.

Profit and cash are not the same thing. A sale can count as profit right away, but the cash from it can arrive much later. This form follows the cash itself, year by year.

Enter your beginning cash for year one below. Each year's ending cash automatically becomes the next year's beginning cash. Add or remove lines to match your business. Any year where cash would go below zero is flagged in red so you can plan ahead.