Business Life Planner · ReadyLife

Projected Balance Sheet

What you will own and owe at Day 1, Month 6, and Month 12, side by side.

This worksheet shows how your balance sheet is expected to change over your first year. A lender wants to see where you start, where you expect to be at the halfway point, and where you expect to land after a full year of operating.

Fill in your best honest estimate for each column. Each column must balance on its own: what you own has to equal what you owe plus your equity, at each point in time.

1. Assets: What You Will Own

Add or remove lines to match your business. Enter your estimate for each of the three points in time.

Current Assets

Current assets, item and amount at three points in time
ItemDay 1Month 6Month 12Remove
Day 1$0.00
Month 6$0.00
Month 12$0.00

Fixed Assets

Fixed assets, item and amount at three points in time
ItemDay 1Month 6Month 12Remove
Day 1$0.00
Month 6$0.00
Month 12$0.00
Total Assets, Day 1$0.00
Total Assets, Month 6$0.00
Total Assets, Month 12$0.00

2. Liabilities: What You Will Owe

Current Liabilities

Current liabilities, item and amount at three points in time
ItemDay 1Month 6Month 12Remove
Day 1$0.00
Month 6$0.00
Month 12$0.00

Long-Term Liabilities

Long-term liabilities, item and amount at three points in time
ItemDay 1Month 6Month 12Remove
Day 1$0.00
Month 6$0.00
Month 12$0.00
Total Liabilities, Day 1$0.00
Total Liabilities, Month 6$0.00
Total Liabilities, Month 12$0.00

3. Owner's Equity

Owner's equity, item and amount at three points in time
ItemDay 1Month 6Month 12Remove
Equity, Day 1$0.00
Equity, Month 6$0.00
Equity, Month 12$0.00

Balance Check

Each column below should read "in balance." If a column is out of balance, go back and check that column's entries.

Day 1In balance
Month 6In balance
Month 12In balance